Golden Eyes Optometry Financing

Sunbit - Flexible monthly payments

​​​​​​​​Sunbit is a new way to pay for your eye care with simple and flexible monthly payments. Don’t sacrifice your vision this year. Getting started with Sunbit is easy.

​The application process is super easy and fast, with zero commitments. In a moment, you’ll see financing options for 3, 6, and 12-month payment plans. More good news, applying for Sunbit won’t affect your credit score with no obligation to purchase.

​CLICK HERE FOR MORE INFORMATION

Accepted Vision Plans

• Aetna Vision (EyeMed network)
• EyeMed (excluding Select and Advantage plans)
• Spectera (Selection Contact Lenses not accepted)
• Tricare Prime / Tricare West (Dependents & Spouses only) – Vision Benefits through Health Net Federal Services (HNFS)
• Vision Service Plan (VSP)

Accepted Medical Insurance

• Medicare Part B (deductible applies; refraction is not covered)
• VA Community Care (prior authorization required)

Not Accepted

• Anthem Blue Cross Blue Shield
• Avesis
• CareMore Medicare
• Davis Vision (Versant Health)
• EyeMed Select & Advantage
• Health Plan of Nevada
• Humana Medicare HMO
• Medicaid (all plans)
• Molina
• Optum
• SilverSummit Healthplan
• Superior Vision
• UMR

Many other medical insurance plans are not accepted.

Insurance participation is subject to change. Please contact our office to verify coverage prior to scheduling.

Vision Insurance vs. Medical Insurance

Understanding Vision & Medical Insurance

Insurance coverage for eye care can be confusing. To help avoid surprises, we want to explain how vision and medical insurance are typically used during eye care visits.

Vision Insurance

Vision insurance is designed to help cover routine eye care, such as:

• Comprehensive eye exams for glasses or contact lenses

• Refraction (determining your glasses prescription)

• Eyeglasses and contact lenses (depending on your plan)

• Discounts on contact lens fittings and materials (varies by plan)
  
  

A routine eye exam is one in which no medical eye condition is diagnosed or treated.

Important to Know

Most vision plans do not cover medical testing, diagnosis, treatment, or management of eye diseases.

Even with vision insurance, you may still be responsible for:

• Copays

• Deductibles

• Non-covered services

• Charges that exceed your plan's allowance
  
  

Patient balances and copays are due at the time of service. Any balance owed for glasses or contact lenses must be paid before materials are ordered.

Medical Insurance

Medical insurance may be used when your visit involves an eye health concern, disease, injury, or symptoms requiring evaluation or treatment.

Examples include:

• Dry eye disease

• Eye infections

• Styes

• Floaters or flashes

• Glaucoma

• Diabetic eye exams

• Loss of vision

• Eye injuries

• Other medical conditions affecting the eyes

Important to Know

Medical insurance generally does not cover refraction, which is the portion of the exam used to determine your glasses prescription.

Because nearsightedness, farsightedness, astigmatism, and presbyopia are not considered medical conditions, refraction is often a non-covered service and may result in an out-of-pocket charge.

Your Responsibility

While our team is experienced in working with insurance plans, every policy is different. We encourage you to contact your insurance company before your appointment to verify:

• Eligibility and benefits

• Copays and deductibles

• Covered services

• Out-of-pocket responsibilities
  
  

Please remember:

Your insurance policy is a contract between you, your employer, and your insurance company—not your doctor.

We are happy to help explain how your benefits may apply to your visit and answer any questions you may have.
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This reads more professionally, avoids sounding defensive, and focuses on educating patients rather than criticizing insurance companies